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National Insurance and state benefits

January 23rd, 2012    •  by admin    •   Comments Off

State benefits linked to your National Insurance contributions

State benefits that are linked to your National Insurance contributions are known as ‘contributory benefits’.

The contributory benefits

National Insurance contributions count towards the following state benefits:

  • the basic State Pension
  • the additional State Pension, sometimes called the State Second Pension
  • Jobseeker’s Allowance – the ‘contribution-based’ element
  • Employment and Support Allowance – the ‘contribution-based’ element
  • Maternity Allowance
  • bereavement benefits – Bereavement Allowance, Bereavement Payment and Widowed Parent’s Allowance
  • Incapacity Benefit

You can find out more about each of the above benefits on the Jobcentre Plus website, including how to claim.

State benefits not linked to your National Insurance contributions

Some state benefits aren’t linked to your National Insurance contributions. These are known as ‘non-contributory benefits’. You can be eligible for these benefits whether or not you’ve paid (or been credited with) any National Insurance contributions.

Some of the state benefits you can get even if you haven’t paid any National Insurance contributions include:

  • Child Benefit
  • Guardian’s Allowance
  • Jobseeker’s Allowance – the ‘income-based’ element
  • Employment and Support Allowance – the ‘income-related’ element
  • Working Tax Credit and Child Tax Credit
  • Attendance Allowance or Disability Living Allowance
  • Carer’s Allowance
  • Severe Disablement Allowance
  • Industrial Injuries Disablement Benefit
  • War Widow’s or Widower’s Pension
  • Pension Credit

You can find out more about these and other non-contributory benefits on the Directgov website including how to claim by following the link below.

http://www.direct.gov.uk/en/MoneyTaxAndBenefits/BenefitsTaxCreditsAndOtherSupport/index.htm